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Specializing in San Diego Home Loans

From first-time homebuyers to seasoned investors, every buyer comes to us with a different situation, a different timeline, and a different set of goals. That's why we don't lead with products we lead with questions. Once our team at 220 Mortgage Templates 3.0 understands where you're starting from, we'll find the loan program that gets you where you want to go.

Low or No Down Payment

From FHA and VA loans to down payment assistance, we'll help you find a path to homeownership.

Explore Programs →

Refinance

Lower your payment, shorten your term, or put your home's equity to work. There's more than one way to optimize your mortgage.

See Refinance Options →

Mortgage Calculator

Run the numbers on your own terms. Estimate monthly payments, compare loan scenarios, and go into every conversation prepared.

Use The Calculator →

Let's find the right loan for you.

Get a personalized look at your options.
A few quick details are all that's needed.

Why Choose Us?

  • Fast Pre-Approvals

  • Competitive Local Rates

  • Weekend Availability

  • Digital Closing Options

Your Path to Homeownership

  • 1

    Tell Us About You

    Share basic info like income and down payment goals.

  • 2

    Explore Options

    Compare loan types, rates, and terms side-by-side.

  • 3

    Get Pre-Approved

    Receive a conditional offer letter to start shopping!

  • 4

    Search for Homes

    Visit properties and put offers in.

  • 5

    Closing

    Offer accepted, loan funded and you are ready to move in!

5 Stars

Our clients are the foundation of our success:

  • Great company! Always responsive and helpful

    Alex K Avatar Alex K.

    Outstanding customer service and web design. Heather and her team did an outstanding job.

    Scott Wenhe Avatar Scott W.

    I moved my web site management to 220 Marketing earlier this year and I couldn't be happier. I'm paying a bit more, but the suite of services is well worth... read more

    Walt Bianchi Avatar Walt B.
  • Heather and 220 Group were able to resolve a web page error within hours on the next business day I emailed them.

    Steven Hook Avatar Steven H.

    The marketing department is responsive, quick, and excellent at getting my updates and vlogs posted on my website!

    Larry Burgher Avatar Larry B.

    Great follow up and helped book an appointment for further tech support.

    C Cristi West Avatar C C.
  • Where do I even begin to express my excitement about 220 Marketing Group and working with Lindsey, who consistently follows up with me every month? This website company has truly... read more

    Gale Carnevale Avatar Gale C.

    Audrey was incredibly helpful with my million questions and feedback. Wonderful customer service and went above and beyond to ensure we could iron out everything the way I envisioned. Thank... read more

    Alevia Houston Avatar Alevia H.

    The entire team, especially Heather, have been amazing!

    Paula Elliott Avatar Paula E.
  • We love 220! Our reps turnaround times are great. Would 100% recommend 220!

    Juliah Dalfrey Avatar Juliah D.

    220 Marketing group has been an absolute pleasure to work with. I give them 10 stars. They are very helpful, knowledgeable and give excellent service. They make my... read more

    Tammie Rutledge Avatar Tammie R.

    The whole team has been great to work with here in the start. I also have a meeting set up monthly to go over goals and any potential issues I... read more

    Miles Nelson Avatar Miles N.
  • I’ve been working with 220 Marketing Group since 2023, and they have done an outstanding job managing my website. From the very beginning, Taylor and Lindsey have been incredible to... read more

    Yvette P Fermin Avatar Yvette P.

    220 Marketing Group has done a great job of promoting my business over the years. Just the other day, Heather gave me a proactive call to review my website. I... read more

    Jim Pomposelli Avatar Jim P.

    I've been working with 220 for 5 years and could not be happier with them. I have sent many of the insurance agents I work with to 220, and the... read more

    Timothy Brown Avatar Timothy B.
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Meet Your Loan Officer

Mortgage Templates & The Team

We are dedicated to providing exceptional service and building lasting relationships. When you work with us, you aren't just a number - you're a neighbor.