Row concave Shape Decorative svg added to top

Specializing in San Diego Home Loans

From first-time homebuyers to seasoned investors, every buyer comes to us with a different situation, a different timeline, and a different set of goals. That's why we don't lead with products we lead with questions. Once our team at 220 Mortgage Templates 3.0 understands where you're starting from, we'll find the loan program that gets you where you want to go.

Low or No Down Payment

From FHA and VA loans to down payment assistance, we'll help you find a path to homeownership.

Explore Programs →

Refinance

Lower your payment, shorten your term, or put your home's equity to work. There's more than one way to optimize your mortgage.

See Refinance Options →

Mortgage Calculator

Run the numbers on your own terms. Estimate monthly payments, compare loan scenarios, and go into every conversation prepared.

Use The Calculator →

Let's find the right loan for you.

Get a personalized look at your options.
A few quick details are all that's needed.

Why Choose Us?

  • Fast Pre-Approvals

  • Competitive Local Rates

  • Weekend Availability

  • Digital Closing Options

Your Path to Homeownership

  • 1

    Tell Us About You

    Share basic info like income and down payment goals.

  • 2

    Explore Options

    Compare loan types, rates, and terms side-by-side.

  • 3

    Get Pre-Approved

    Receive a conditional offer letter to start shopping!

  • 4

    Search for Homes

    Visit properties and put offers in.

  • 5

    Closing

    Offer accepted, loan funded and you are ready to move in!

5 Stars

Our clients are the foundation of our success:

  • Outstanding customer service and web design. Heather and her team did an outstanding job.

    Scott Wenhe Avatar Scott W.

    Where do I even begin to express my excitement about 220 Marketing Group and working with Lindsey, who consistently follows up with me every month? This website company has truly... read more

    Gale Carnevale Avatar Gale C.

    The entire 220 marketing team is awesome! I'm very happy to have my reverse mortgage site hosted by them been using them for over a decade now. ... read more

    John Correll Avatar John C.
  • This Review was about a month ago from what I can remember: --Heather was very thorough and gracious with her knowledge today! We spend 51 minutes on the phone call,... read more

    Christopher G Avatar Christopher G.

    220 Marketing group has been an absolute pleasure to work with. I give them 10 stars. They are very helpful, knowledgeable and give excellent service. They make my... read more

    Tammie Rutledge Avatar Tammie R.

    We love 220! Our reps turnaround times are great. Would 100% recommend 220!

    Juliah Dalfrey Avatar Juliah D.
  • I've been working with 220 for 5 years and could not be happier with them. I have sent many of the insurance agents I work with to 220, and the... read more

    Timothy Brown Avatar Timothy B.

    Audrey was incredibly helpful with my million questions and feedback. Wonderful customer service and went above and beyond to ensure we could iron out everything the way I envisioned. Thank... read more

    Alevia Houston Avatar Alevia H.

    Heather and 220 Group were able to resolve a web page error within hours on the next business day I emailed them.

    Steven Hook Avatar Steven H.
  • I moved my web site management to 220 Marketing earlier this year and I couldn't be happier. I'm paying a bit more, but the suite of services is well worth... read more

    Walt Bianchi Avatar Walt B.

    I’ve been working with 220 Marketing Group since 2023, and they have done an outstanding job managing my website. From the very beginning, Taylor and Lindsey have been incredible to... read more

    Yvette P Fermin Avatar Yvette P.

    The marketing department is responsive, quick, and excellent at getting my updates and vlogs posted on my website!

    Larry Burgher Avatar Larry B.
  • Our tech support team has been amazing to work with! They’ve kept our company website running smoothly and are always quick to jump in whenever we need help. From updates... read more

    Jessica Bell Avatar Jessica B.

    Heather and the entire 220 Marketing Team are truly amazing! Always providing knowledge to get the best ROI on my marketing efforts.

    Ron Kelleher Avatar Ron K.

    Great follow up and helped book an appointment for further tech support.

    C Cristi West Avatar C C.
Agent Photo

Meet Your Loan Officer

Mortgage Templates & The Team

We are dedicated to providing exceptional service and building lasting relationships. When you work with us, you aren't just a number - you're a neighbor.